SMALL BUSINESS CARD

Employer may, through payroll deposit, contribute to individual employee stored value cards

Amount of contribution and frequency of deposit can be determined by employer and employee

Employee may also add additional funds to their stored value card

This card is accepted at all network locations for routine healthcare transactions

All stored value accounts will be managed by Lake Shore Bancorp

New high-tech card provides:

Patient identity verification using biometrics

Electronic eligibility verification

Payment mechanism for out-of-pocket healthcare expenses utilizing stored value card